Built Natively on Base Mainnet 8453 • Sub-Cent Gas

You're shipping AI products. Why are you still building billing infrastructure?

Dynamic payment intents, cashier POS counters, hosted checkout links, agent spending controls, and Base USDC settlement — without building billing infrastructure from scratch. One non-custodial payment infrastructure for humans, businesses, and autonomous AI agents.

Get Started Now Try x402 AI Demo
Core Execution Pipeline Dual-Rail Architecture (Human + AI-Agents) • Base Native
TRIGGER
Human + Agent
ABSTRACTION
Universal Payment Intent
GUARDRAILS
Policy & Spending Controls
VALIDATION
Secure Execution
FINALITY
Base Settlement

Everything You Need to
Monetise Your AI & Web3 Product

The all-in-one engine to launch, scale, and monetise worldwide. Designed for the new generation of digital SaaS and autonomous AI agents.

Pay-As-You-Go Settlement & Links

Instant Base USDC settlement, cashier POS counter, hosted payment links, and x402 agent micropayments. Zero subscriptions.

Verified Tier (0.10%)
Standard merchant payment fee • $0/mo
Starter Tier (0.25%)
Instant onboarding fee • $0/mo
Enterprise Tier (0.05%)
Custom volume micro-fee • $0/mo
Example Transaction (Direct Settlement)
$ 25.00 USDC (Base L2)
OwnPay Fee (Pay-As-You-Go • Zero Subscription)
$0.025 (0.10% Verified) $0 Subscription

Global Payments & Settlement Infrastructure

Global-ready payment infrastructure with direct Base USDC settlement. Support for localized payment flows, currencies, and settlement methods is expanding through the OwnPay adapter layer.

Base USDC LIVE
Smart Wallet (4337) LIVE / ACTIVE
Card Rails (Visa/MC) PLANNED
Apple / Google Pay PLANNED
Local Rails (bKash/UPI) PLANNED
Fiat Settlement (SEPA) ROADMAP
Direct Smart Contract Settlement
Zero rolling reserve holds. 1.8s median settlement in OwnPay test environment.
Typical Gas: <$0.001*

Faster Monetisation

Start collecting revenue in minutes not weeks. Track MRR, expansions, and agent transaction velocity live.

New MRR
$600
88% vs last month
JanFebMarAprMayJun
Expansion MRR
$200
88% vs last month
JanFebMarApr

Built for AI & SaaS

Issue credits, meter tokens, track API calls, and bill overages. Designed for how AI companies and autonomous agents monetize.

CREDITS
TOKENS
SEATS
USAGE

Developer Resources

Access developer tools designed for seamless Base USDC settlement and autonomous AI payments. ● Core REST APIs & Agent Rail: LIVE  •  ● MCP, Adapters, Plugins & SDKs: UNDER DEVELOPMENT

Hono
fastify
TANSTACK
Astro
SVELTE
NEXT.js
Nuxt
express
Remix

Framework Adapters

UNDER DEVELOPMENT

Framework adapters for Next.js, Nuxt, SvelteKit, Astro, Remix, TanStack, Hono, Express, and Fastify—standardizing payment intents into under 10 lines.

Learn more about Adapters
{
  "mcpServers": {
    "ownpay_api": {
      "command": "npx",
      "args": [
        "-y",
        "@ownpay/mcp-remote@latest",
        "https://mcp.ownpay.me/sse"
      ]
    }
  }
}

MCP Server

UNDER DEVELOPMENT

Designing the Model Context Protocol (MCP) server integration for Cursor, Windsurf, Claude Desktop, and LangChain—enabling autonomous AI agents to request payments and inspect balances.

Learn more about MCP Server
Framer
Raycast
Figma
Discord
Remix
SendGrid
Windmill
Close
HubSpot

Plugins & Integrations

UNDER DEVELOPMENT

Pre-built e-commerce plugins and no-code connectors for Framer, Raycast, Figma, Discord, SendGrid, Shopify, and WooCommerce.

Learn more about Plugins & Integrations
python
php
node.js
Kotlin
Ruby
Go

Client SDKs

UNDER DEVELOPMENT

Type-safe client libraries for TypeScript/Node.js (in active development), Python, PHP, Go, Ruby, and Kotlin for automated checkout and sub-cent Base settlement.

Learn more about Client SDKs
Ship Billing UIs 10x Faster
Production-ready, accessible billing components built for React and ShadCN.
import { BillingCard } from "@ownpay/react"

Billing React SDK

UNDER DEVELOPMENT

Use production-ready, accessible payment components, from checkout cards to real-time transaction ledger monitors, built for React and ShadCN.

Learn more about React SDK
Base Mobile Sheet ● Under Dev
Pay Base Card

In-App Mobile SDK

UNDER DEVELOPMENT

Build rich in-app payment experiences with our lightweight payment links and secure React Native SDKs optimized for iOS and Android.

Learn more about In-App Payments

Go Global Without the Complexity

Your AI & Web3 product, built for global monetization with compliance-aware payment infrastructure.

Base USDC
Native sub-cent settlement rail on Base Mainnet
Global-Ready
Non-custodial architecture with borderless smart accounts
14+
Adaptive localized currencies on checkout
99.99%
Uptime for OwnPay protocol services
Non-Custodial by Design
OwnPay does not custody merchant funds or private keys. Payment execution is enforced through programmable smart-account controls and direct on-chain settlement on Base.
View Security Architecture

The Complete Monetization Stack

From payments to billing to distribution, handle every part of monetization without extra engineering.

Settlement Engine

Settlement Engine,
Built for AI Agents & Merchants

Dynamic cashier POS QR counter, hosted checkout links, x402 machine micropayments, and sub-second Base USDC settlement. Zero subscription plans, pure pay-as-you-go.

Open Merchant Dashboard
Direct Base USDC Settlement
Instant Execution Engine
Base L2 (8453) • USDC Finality
Merchant funds settle directly to non-custodial smart accounts
$0 Monthly Subscription • 100% Pay-As-You-Go
Payments

Global Payments,
Without the Roadblocks

Integrate once and start accepting payments with direct Base USDC settlement, adaptive multi-currency pricing, and non-custodial smart-account execution. Try clicking the live preview!

Launch POS Merchant Demo
OR
Card
Base USDC
Klarna
Payment Data Protected • Base L2 Settlement
Distribution

Distribution,
Without the Friction

Payment-triggered digital delivery and programmable payouts with automated license keys and referral splits.

Learn more about Distribution
API License Keys
Automated issuance upon verified payment.
Digital Delivery
Gated downloads and encrypted payload streaming.
Affiliate / Split Payouts
Automated on-chain split payouts to referrers.
Hosted Storefronts
Lightweight self-serve checkout links.

One infrastructure layer for
payments, billing, and agent monetization.

Managing payments, billing, and agent commerce shouldn't mean juggling between 6 – 10 fragmented, custodial tools.

With OwnPay,
you get everything you need to monetize in one place.

Built-in Non-Custodial Vaults

Direct smart wallet settlement worldwide without platform counterparty risk or reserve locks.

One Platform for Payments & AI

Unified ledger handling subscriptions, checkouts, usage metering, and agent x402 calls.

Seamless Developer APIs & SDKs

Developer-first SDKs, webhooks, Cursor/Windsurf MCP servers, and comprehensive docs.

Centralized Real-Time Analytics

Live on-chain telemetry for MRR, churn, agent policy spending, and customer insights.

Friendlier on the Pocket

Sub-cent Base L2 gas fees (<$0.001) compared to traditional 2.9%–3.5% + $0.30 legacy card interchange tolls.

Transparent, Simple Pricing

Pay-As-You-Go pricing: 0.25% Starter, 0.10% Verified, and 0.05% Enterprise. Zero setup fees, $0 monthly subscription, zero minimums.

Integration Architecture

See how software builders and agent developers structure monetization, billing, and settlement with OwnPay.

EXAMPLE INTEGRATION SCENARIO

How an AI Agent Studio Scales Monetization with OwnPay

See how an AI studio uses OwnPay for pay-per-call API compute, x402 autonomous micropayments, and hosted checkout — eliminating card failure rates with sub-cent Base USDC settlement.

Explore Integration Guide
700+
Example: Autonomous Agent Handshakes
$25K
Example: Monthly Settled Volume

The Definitive Guide
to Pricing AI Products

Literally. A free, data-backed institutional framework for pricing, token metering, and settling autonomous AI agent workloads at every stage.

Pricing in The AI Age
The Definitive Guide to Monetizing Artificial Intelligence Products
Pricing-Market Fit Framework
As a founder deploying autonomous agents, your pricing model must adapt dynamically to resource consumption and token limits...
OwnPay Protocol 2026 Edition

Run Your Business on the Go.
Access The Merchant Terminal.

Open Merchant Dashboard iOS App Store Google Play
Total Processed Protocol Volume
$270,202.31
+34% vs last month
Avg Confirmation Time
1.42s (Test/Telemetry)
Typical Base Gas Cost
<$0.001*
Card Disputes / Chargebacks
0.00%*
*Indicative test/network benchmarks; direct on-chain settlement removes traditional card chargeback mechanics.
Join the OwnPay Payments & AI Agents community on Discord
Autonomous Machine-to-Machine Rails

Live x402 Micropayment Simulator

Simulate an AI Agent encountering an HTTP 402 Payment Required challenge and resolving payment autonomously on Base Mainnet.

Autonomous Agent Request Console

Simulate machine-to-machine micropayment on Base Mainnet
x402 Active Base 8453
Point of Sale & Checkout Rails

Interactive Merchant POS Simulator

Experience real-time fiat-to-Base USDC invoice generation with dynamic EIP-681 QR codes.

Create Payment Intent

Terminal Checkout

Awaiting Input

Submit payment intent to render dynamic payment QR code